Stop waiting 30, 60, 90 days to get paid. Connect your accounting system and get up to 95% of your outstanding invoices deposited today. Collect the rest yourself — or hand it to Treasury Collect under your brand. Either way, your customer never knows you sold the invoice.
No paperwork. No meetings. No relationship manager.
One click to sync — QuickBooks, Xero, NetSuite, or another supported system. We review your outstanding invoices automatically in about ten seconds.
See an offer per invoice — up to 95% advance, rates from 1.9%/mo. Take what you need, skip the rest. Funds hit your bank the same day.
The invoice is on a 90-day purchase term. Collect from your customer yourself, or let Treasury Collect handle it under your brand — free for the first 90 days. Your customer pays you directly; we ACH the advance + fee back from your bank in real time once the payment lands.
Your customer never knows you sold the invoice. Collect it yourself, or hand it to us and every reminder goes out under your name, your email, your brand — no third-party notice, ever.
After we advance the cash, the invoice is yours to collect for the 90-day purchase term. Plenty of businesses prefer to keep that relationship. We’re here if you want help.
If you’d rather we chase it, Treasury Collect handles the first 90 days under your brand at no extra cost — same emails, SMS, and brand that you set up. Every reminder looks like it came from you.
Nobody wants their clients to think they need cash. Treasury never surfaces to your customer. No third-party notice, no remit-to swap, no surprise. Business as usual.
Rates start at 1.9% per month on the advanced amount — the exact rate and advance (up to 95%) is set per invoice based on your customer’s credit. No origination fees, no wire fees, no early payoff penalties, no commitment.
Most businesses get cash the same day they connect their accounting system. First time takes a few hours for verification, after that it’s near-instant.
Only if you want us to. Every invoice is on a 90-day purchase term, and during that window you can collect yourself or turn on Treasury Collect. If you turn it on, every reminder goes out under your brand — your name, your email. Your customers never see a third party.
No. Traditional factors send “please remit to XYZ Capital” notices that advertise you sold the invoice. We never contact your customers as Treasury — whether you collect or we do, it’s your brand end to end.
At day 90 we sell the invoice back to you at the same advance we funded — just the original advance, no fees tacked on. You keep the invoice and can keep chasing it yourself or stay on Treasury Collect at our standard tiered rates (2.9% at 91–120 days, up to 4.9% past 150 days). No personal guarantee, no surprise costs — it’s a clean recourse buyback.
We look at your invoices and your customers’ payment history, not your personal credit score.
We review all your outstanding invoices when you connect your accounting system. The more healthy receivables you have, the more cash you can unlock.
Customer Story
Calvis deploys on-demand security across 40+ U.S. cities. Payroll every Friday, invoices paid in 60+ days. Treasury advances cash on the fresh invoices, collects the aged ones, and gives the finance team 12 hours a week back.
Read the full case study70%
Funded same-day
94%
Recovery on overdue
18 days
Avg. recovery
< 1 hr/wk
Staff time on AR
Connect your books. Get cash today. Your customers never know.
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